Settings & Configuration

Discover how to tailor Zero Budget Local exactly to your workflow.

Appearance

Make the app look and feel right at home on your screen.

  • 6 Built-in Themes: Choose between Light, Dark, System, Slate, Warm, and Midnight.
  • Custom Themes: Pick exact colors for your background, cards, text, and accents to build your dream UI.
  • Density: Control row padding (Standard, Compact, or Ultra Compact) to fit more data on screen.
  • Font Scale: Increase or decrease text size without changing your OS settings.
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Budgeting Behavior

Take control over how money moves between months.

  • Rollover Modes: Carry over all balances, only surpluses, only deficits, or reset entirely each month. You can even set rollover behavior per-category.
  • Credit Card Tracking: When enabled, spending on a credit card automatically moves money from your spending categories into your Credit Card Payment category. Ensure you always have the cash to pay off your debt.
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Data & Backup

Your data lives on your device, and you are in complete control of it.

  • Manual Export: Export your full SQLite database file with one click.
  • Auto-Backups: Configure daily or weekly automatic backups to a folder of your choice (like a Dropbox or Google Drive sync folder). Set how many past backups to keep.
  • One-Click Restore: Instantly restore from any backup file if you move to a new computer or need to rollback.
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Security

Keep your financial information private, even on shared computers.

  • App Lock: Set a password to lock the app. Your password is securely hashed, so no one can access your budget without it.
  • Fully Offline: Since the app doesn't rely on the cloud, your data never crosses the internet unless you explicitly sync to a mobile device on your local network.
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Automation, Multi-currency & Sync

Powerful features for advanced users.

  • Auto-Categorization Rules: Define powerful pattern-matching rules to automatically assign categories to new transactions based on the payee name.
  • Exchange Rates: When using multiple currencies, pull live exchange rates automatically or set fixed manual conversion rates.
  • Local Mobile Sync: Pair the companion mobile app to enter transactions on-the-go. The desktop app runs a local HTTP server on your WiFi network to receive updates instantly.
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